Financial operations
Hinojal & Neila lawyers want to help you with your financial operations: personal loans, mini-loans, ICO, ENISA, AvalMadrid, credit policies and discount lines, debt refinancing, debt reunification...
Financial operations
Banking law
Personal loans
At our law firm, we provide legal advice and representation in personal loan matters. We help clients understand their rights and obligations, review contracts, resolve disputes with lenders, and offer options such as bankruptcy in extreme cases. Our goal is to protect our clients' financial interests and ensure they make informed decisions in the future.
Mini-loans
As a law firm, we provide legal advice on mini-loans, review contracts, resolve disputes and protect clients' rights. We also offer financial guidance to manage debt. Our mission is to be reliable advocates for our clients' interests in mini-credit matters.
ICO, ENISA, AvalMadrid lines...
At Hinojal & Neila Abogados, we provide specialized advice to our clients in relation to financing lines, such as the ICO, ENISA, AvalMadrid Lines...
Our services range from the appropriate selection of financing to the preparation of the required documentation and the assurance of regulatory compliance.
Additionally, we represent our clients in disputes, facilitate debt restructuring, and offer tax advice to optimize their financial strategies.
Our objective is to provide comprehensive and legal support in all aspects of obtaining and managing financing lines.
Credit policies and discount lines
As a law firm, we assist our clients with credit policies and discount lines by providing legal advice, negotiating favorable terms, ensuring regulatory compliance and representing them in legal disputes when necessary.
Our goal is to ensure that our clients use these forms of financing effectively and in compliance with the law.
Debt refinancing
We prepare a Cash-Flow statement that the company can assume, establishing the payment premises with all creditors.
We analyze the current indebtedness, both bank and with suppliers and creditors, managing an active negotiation with everyone to minimize the problems of lack of liquidity that your company may have.
In the case of an insolvency situation, we prepare the company for a possible bankruptcy, preparing a diagnosis of the insolvency and the repercussions it may have.
Reunification of debts
Debt reunification consists of grouping several debts of the same debtor into a single loan or credit (for example: the mortgage, the car note, the personal loan for house renovation, purchases made with the credit card, in order to pay a lower monthly payment.
Normally the procedure is to cancel all existing loans with a new one, which has an amount equal to the sum of all those grouped and normally a longer term and lower interest. In this way the person manages to pay smaller monthly payments, although it is paid over more months.
We are at your service
You can contact our office to resolve any questions you may have. Call us or write us an email from our contact form.
Other Banking Law services
Banking Law is one of the specialties of our law firm. On this page you will find more information about how to help you with problems and doubts generated by preferences, floor clauses, shares...
